How it Works

It's NOT a standard credit card NOR a charge card!!

90 Days Money back guarantee

Transact just 3 times and if your not completely happy we will refund your subscription fee

Why? ...See below:

  • 30 days interest free period on every transaction
  • Up to 120 days to pay
  • Credit limit up to $250,000

* Rates above depend on exact transaction day. Based on funding with minimum payment terms over 60 days and a 31 day month.


 DealerCard Comparison (pdf)
 Moneytech Interest Summary (pdf)
 Moneytech DealerCard vs Credit Card (pdf)

Payments explained

You can choose to authorise orders only. Payments are then taken via the direct debit system automatically on the 28th day of the month at the minimum amount due. The minimum amount equates to 15% month one, 45% month two and the final 40% in month three. The interest is also due at the time of each of these payments.

A minimum monthly amount will be emailed to you on the 15th day of each month prior to becoming due to assist you in knowing how much to pay on the 28th.

If you choose to schedule payments they will be deducted from the principal amount only and will reduce the interest calculated on that invoice. The interest will be deducted on the 28th of the same month.

Paying the invoice amount in full prior to the due date means that the interest will be direct debited automatically from your account on the same day.

Part payment for an invoice incurs interest which will be deducted from your account on the 28th day of the month.


DealerCard Transaction Flow


How does DealerCard Help Your Business?

  • DealerCard enables you to manage all your inventory needs through a single source of credit; you apply just once to access many distributors and receive one monthly statement which clearly differentiates tax deductible expenses, making financial management and administration simpler and more efficient.
  • DealerCard reduces pressure on your monthly cash flow with a genuine 30-day interest-free period.
  • DealerCard gives you free access to the Moneytech Exchange for online ordering with convient purchase order uploads directly from your MYOB system.
  • DealerCard earns Moneytech Money that you can redeem for inventory or discounts when you place an order.
  • Manage your DealerCard account online, anytime through Moneytech's secure network.
  • Communicate with other Moneytech DealerCard members through a secure email system which protects your privacy and confidential commercial information.
  • Keep up-to-date via the Moneytech Exchange website, featuring an IT industry tender portal, live interest rate exchange data and much more.

Reseller Payment Timeline